This is the percentage you pay of the total cost of a healthcare-related service or procedure. Co-payment fees⁷ range from $15-$25 for a routine check-up to $200-$300 for urgent treatment (e.g., a trip to the emergency room). This is a flat fee you pay for each healthcare-related treatment, service, prescription, procedure, etc. This is the amount you must pay out-of-pocket for treatment before your insurance starts covering costs. The average monthly cost⁶ of health insurance in the United States is $495, but prices vary depending on the level of coverage you require. In general, more comprehensive insurance policies will have higher monthly premiums. Keep the following in mind when selecting health insurance: Premiums For high coverage plans, this increases to $709. The average monthly premium for a low coverage plan is $313. In the US, catastrophic plans offer the lowest coverage, and platinum plans offer the highest. And, even with insurance, you may have to pay some out-of-pocket expenses.Ī general rule of thumb is that the more coverage your insurance provider offers, the less you’ll have to pay upfront. It’s important to remember that not all health insurance policies are made equal. You will likely feel the most financial pressure in the months after you are diagnosed. Examples include high coinsurance and deductibles. However, even with insurance, you may end up with costs you find unmanageable. When it comes to minimizing breast cancer treatment costs, health insurance can go a long way - especially since it can reduce your out-of-pocket expenses. Health insurance coverage versus out-of-pocket expenses MedicationĪccording to the National Cancer Institute⁵, some cancer patients face out-of-pocket medication costs of up to $12,000 per year. Radiation and immunotherapyįor radiation therapy, the average monthly cost is $9,000, and for immunotherapy, it can be between $10,000 and $12,500. The average monthly cost of chemotherapy in the United States ranges between $1,000 and $12,000. For example, California, Michigan, Wisconsin, Alaska, and New York have higher-than-average screening costs. The cost of breast cancer screening alone ranges between $151 and $751, depending on where you live. You may also have to factor in prescribed medications and trips to see your treating team, often involving an oncologist, radiation oncologist and breast surgeon. After a breast cancer diagnosis, you may require regular testing in the form of mammograms and other imaging (ultrasounds, breast MRIs and staging CT scans), pelvic exams, and bone density tests.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |